Cash Flow when your business needs it

Accounts Receivable Financing & Asset Based Lending

Are You a

Turnaround

Company?

Did a onetime occurrence hurt your balance sheet and now you’re unable to qualify for a traditional line of credit?

Do you have Slow Paying Customers?

Do your customers insist upon payment terms of 30, 60, or 90 days? Are those terms bottle necking your potential?

Are You a

High Growth

Company?

Are you growing faster than your credit line can keep up? Are you passing up on opportunities because you don’t have the capital?

Are You a

Startup?

Got a great idea, but traditional lenders are asking for two years of tax returns?

How We Help

Accounts Receivable Financing

Do you have cash tied up in outstanding invoices and receivables? We custom tailor our invoice financing solution to fit your needs. With straight forward pricing, and personalized service, we are your cash flow partner, here to help you achieve your goals.

Learn more

Asset Based Lending

Do you have accounts receivable or inventory constraining your cash flow? With our flexible asset-based lending solution, you can use your receivables and inventory as collateral to finance your business’ growth.

Learn more

Freight Factoring

Whether you’re an owner operator or a fleet owner, our cost effective and easy to use solutions can help you achieve your goals. Keeping supply chains moving is crucial to maintaining a healthy economy, and we recognize the role that every carrier plays.

Learn more

Industries We Help

Don’t see your industry listed, but still facing cash flow challenges? Give us a call! We still serve other industries and sectors. Even if we’re not a fit, we can point you to someone who is.

Staffing

Manufacturing

Wholesale & Distribution

Trucking

Government Contractors

IT Consulting

Success Stories

It's Game Changing: Core Technology Solutions Grows Seven-Fold

Case Study

Learn how Jim Inzalaco and his team leveraged Flexent to speed up cash flow and grow an IT services company from $3M to over $21M.

Why A Seafood Distributor is a 27-Year Flexent Customer

Case Study

A seafood distributor specializing in oyster production has been a customer of Flexent for over 27 years, and not because of long-term contracts or exit fees, but because of the power of same day cash flow and the flexibility and excellence of the Flexent team.

$100,000 for a Janitoral Services Company

June 2025

Started in 2018, this client is a professional janitorial and cleaning company serving clients from Pennsylvania to Virginia. They offer cleaning and disinfecting services for commercial offices, multi-family buildings, churches, outpatient and community healthcare facilities and schools & other educational facilities. By funding their receivables through Flexent, this company has been able to access up to $100k from their receivables.

$500,000 for a Compostable Food Service Products Provider

May 2025

Located on the East Coast, this woman-owned company creates American-made sustainable, compostable food service products. They needed capital to fund their expanding operations, and came to Flexent.

$1.75M for a Private Security Company

May 2025

A security staffing company, founded in 2016, provides on-site security services across the East Coast. the company provides on-site security guard and mobile patrol services for commercial and Residential properties, Construction sites, Distribution and Logistics centers, etc. By using Flexent, the company has been able to access up to $1.75M tied up in accounts receivable, enabling them to grow without cash restraints.

$500,000 for a Traffic Control Company

April 2025

Founded in 2023, this company offers traffic control services for road construction projects across the US. In addition, they offer specialized traffic control for large pipeline projects, as well as asset protection and escort services. By using Flexent, they’ve been able to unlock up to $500K in accounts receivable for commercial and government contracts.

$100,000 for a Wholesale Distributor

April 2025

Founded in 2025, this company was formed to purchase a point-of-sale system wholesale distributor. These systems include electronic cash registers, POS terminals, printers, scales, scanners and related accessories and supplies. The new owner needed capital to fund continuing operations and came to Flexent.

$700,000 for HR & Staffing Firm

April 2025

Founded in 2018, this staffing company offers support in human resources and staffing, administrative management support services, and technical support services for commercial, state and federal contracts. By funding their receivables through Flexent, this staffing company has been able to access up to $700k in receivables.

$150,000 for Skilled Trade Staffing Agency

April 2025

Founded in 2008, this staffing company based out of Florida is a return client for Flexent. They specialize in finding and hiring experienced and skilled laborers such as electricians, plumbers, carpenters, welders, pipefitters and top helpers, for contractors.

$100,000 for a Trucking Company

March 2025

This trucking company, based out of Idaho, is an interstate operating with one power unit and one driver, transporting various goods such as general freight, household goods, metal, motor vehicles, building materials, machinery, and more. By using Flexent’s subdivision, Flexent Freight Funding, they’ve been able to factor up to $100K of their receivables, giving them access to flexible working capital.

$350,000 for Freight Brokerage

February 2025

A Colorado based freight brokerage offers comprehensive freight and logistics services including LTL, ruck Load, Dry Van, Specialized Freight, Oversized & Heavy Haul, and Climate Controlled Freight. With years of industry expertise, they aim to simplify logistics, avoid costly mistakes, and provide customized solutions tailored to clients’ needs. By using Flexent’s subdivision, Flexent Freight Funding, they’ve been able to factor up to $350K of their receivables, giving them access to flexible working capital.

$200,000 for IT Services Startup

January 2025

Founded in 2024, this IT services and consulting startup uses artificial intelligence and other algorithms to offer hiring solutions to various industries. With Flexent, this startup has been given the ability to access up to $200K in receivables.

$900,000 for Recruitment Organization

January 2025

This remote recruitment organization was founded in 2009 and offers recruiting in all 50 states. A leader in talent acquisition, this company supports industries such as financial services, manufacturing, information technology, hospitality, and non-clinical healthcare in both the public and private sectors. By factoring their receivables with Flexent, this company has been able to access up to $900K in working capital.

$100,000 for Ohio Trucking Company

January 2025

This Ohio based trucking company runs two tractors and specializes in transporting various types of freight, including general freight, metal, building materials, dry bulk, paper products, construction materials, and more. With Flexent’s subdivision, Flexent Freight Funding, they’ve been able to factor up to $100K for working capital.

82% of businesses face cash flow challenges, what's your story?

The Community Bank Difference

Low Cost: Being a subsidiary of Chesapeake Bank means that we can offer you more competitive rates

Personal Service: You’re a partner, not just a customer.

Secure: Your data is securely handled in adherence to banking standards.

125 Years

of community banking

1000+

US businesses served

30+ Years

serving businesses

$250M+

funded annually

What our clients say

For the size we were, and the risk of how we started our company, it was a fantastic solution and a great relationship.

Flexent stepped in to make sure you had the cash to make all of this happen.

They bent and twisted their program whenever I needed. I reached out to them and they did anything they could to help.

I've never had a better banking relationship. They felt like they were right next door to my business.

Schedule a Consultation

Speak with an experienced team member who can help you achieve your goals.

Cash Flow when your business needs it

How We Help

Accounts Receivable Financing

Asset Based Lending

Freight Factoring

Industries We Help

Success Stories

It's Game Changing: Core Technology Solutions Grows Seven-Fold

Why A Seafood Distributor is a 27-Year Flexent Customer

$100,000 for a Janitoral Services Company

$500,000 for a Compostable Food Service Products Provider

$1.75M for a Private Security Company

$500,000 for a Traffic Control Company

$100,000 for a Wholesale Distributor

$700,000 for HR & Staffing Firm

$150,000 for Skilled Trade Staffing Agency

$100,000 for a Trucking Company

$350,000 for Freight Brokerage

$200,000 for IT Services Startup

$900,000 for Recruitment Organization

$100,000 for Ohio Trucking Company

82% of businesses face cash flow challenges, what's your story?

The Community Bank Difference

125 Years

1000+

30+ Years

$250M+

What our clients say

Schedule a Consultation

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