Cash Flow
When you need it

Accounts Receivable Financing & Asset Based Lending

The Community Bank


Low Cost: Being a subsidiary of Chesapeake Bank means that we can offer you more competitive rates
Personal Service: You’re a partner, not just a customer.
Secure: Your data is securely handled in adherence to banking standards.

28+ Years

serving businesses


funded annually

124 Years

of community banking


US businesses served

82% of businesses face cash flow challenges,
what's your story?

High Growth
High Growth
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Are you growing faster than your credit line can keep up? Are you passing up on opportunities because you don’t have the capital?
Slow Customers
Slow Customers
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Do your customers insist upon payment terms of 30, 60, or 90 days? Are those terms bottle necking your potential?
Troubled Balance Sheet
Troubled Balance Sheet
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Did a onetime occurrence hurt your balance sheet and now you’re unable to qualify for a traditional line of credit?
Startup Phase
Startup Phase
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Got a great idea, but traditional lenders are asking for two years of tax returns?

How We Help

Accounts Receivable Financing

Do you have cash tied up in outstanding invoices and receivables? We custom tailor our invoice financing solution to fit your needs. With straight forward pricing, and personalized service, we are your cash flow partner, here to help you achieve your goals.

Asset Based Lending

Do you have accounts receivable or inventory constraining your cash flow? With our flexible asset-based lending solution, you can use your receivables and inventory as collateral to finance your business’ growth.

Freight Factoring

Whether you’re an owner operator or a fleet owner, our cost effective and easy to use solutions can help you achieve your goals. Keeping supply chains moving is crucial to maintaining a healthy economy, and we recognize the role that every carrier plays.

Specialty Industries

Don’t see your industry listed, but still facing cash flow challenges? Give us a call! We still serve other industries and sectors. Even if we’re not a fit, we can point you to someone who is.