Accounts Receivable Carrying Cost

The time it takes your customers to pay may seem like a nuisance, but maybe not an expense. But how much time do you spend managing AR? How much could you grow if your customers paid the day you invoiced? Fill out the calculator below to learn the true carrying cost of accounts receivable. 

AR Cost Calculator

Financial Information

Please fill out the basic company financial information


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Cost of Working Capital

Do you have a line of credit currently? How much does it cost you?


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Administrative Costs

How much time is your team spending on managing your AR?


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Potential Discounts

Do your suppliers offer early payment discounts that you're not able to take advantage of? What are the discount rates?


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Opportunity Cost

If you got paid same day, how much could you grow? Could you increase sales by 10%? 20%? 50%?


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Total Costs

If you got paid same day, how much could you grow? 


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Is Factoring an Option?

Factoring is a tool that generally costs 1-4% per invoice with Flexent, depending on your customers, AR quality, payment terms, etc. 


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Is Factoring Right for You?

Fill out your information below if you'd like to speak with a professional to see if Factoring might work for you.


28+ Years

serving businesses across the United States since 1995.

$500M+

funded annually across industries from business services to transportation.

124+ Years

Of community banking backing us up.

1000+

American business owners served since we started.

About Flexent

At Flexent, we’re not here to change the world. Just serve your cash flow needs with integrity and excellence.

A fully owned subsidiary of a 124-year-old community bank, we aim to be the “community bankers” of the alternative financing industry. How does that make us different?

You can call us when you need us

We don’t hide the fine print

Your success is our success