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Accounts Receivable Financing

Accounts Receivable Financing

Convert your outstanding invoices and receivables into cash

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I'm new to factoring

AR Financing
At A Glance

Customized solutions - Transparent pricing - Keep your equity
Personal Service - Backed by a community bank

Same day

or next day funding

$100K to $8M+

facility size

80 - 90%

advance rate

No hidden fees

we quote our best rate upfront

If you were paid same day, would you be more profitable?

Take on New Customers:
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Grow your book of business and service more clients than ever with a flexible working capital facility.
Operate on Cash Basis:
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Reconcile and simplify your income and cash flow statements by receiving cash the day you invoice.
Bridge the Gap with Flexibility:
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Avoid waiting on your customers to pay, and meet their terms without draining your cash reserves.
Take Advantage of Supplier Discounts:
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Pay your suppliers faster than ever with increased cash flow, taking advantage of discounts and improving relationships.
Nimbly Navigate Seasonal Fluctuations:
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Navigate seasonal fluctuations with a facility that can keep up with rising and falling seasonal demand.
Stop worrying about payroll deadlines:
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Keep cash on hand to meet payroll deadlines without having to slow down growth.
Schedule a Free Consultation

How does it work?

Our Accounts Receivable Financing product is structured under a purchase/sale agreement, which is often referred to as factoring. This gives your business a more flexible and scalable cash flow solution.

Invoice

Perform your service or deliver your product, and invoice your client as usual

Submit

Submit invoices to your customer as normal and send a copy to us

Review

We review your batch before we purchase.

Receive

You receive cash same day (or next day) so you can keep growing your business

Invoice Financing may be right for you if

you are in a high growth phase

you don't meet traditional lending requirements

You wait up to 120 days for payment

You are just starting out

Flexent offers alternative financing solutions to staffing companies.

Staffing

Meeting payroll obligations is especially crucial for staffing agencies. If you don’t have cash when payroll time rolls around, it will be impossible to keep your business running.
That's me
Flexent offers alternative financing services to manufacturing companies.

Manufacturing

Could you increase your customer base by accepting longer payment terms? With Flexent, payment terms are the least of your concerns, and you can focus on expanding your operations.
That's me
Flexent offers alternative financing options to wholesalers and distributors.

Wholesale & Distribution

Do supply chain fluctuations ever cause problems? Convert your receivables into cash to increase flexibility, and nimbly navigate rising or falling demand.
That's me
Flexent offers alternative financing options to companies offering business services.

Business Services

Whether you’re painting parking lots or repairing generators, by converting your outstanding invoices into cash, you can be flexible with your clients, offering more attractive payment terms and funding your growth.
That's me
Flexent offers alternative financing solutions to IT consulting firms.

IT Consulting

Stop waiting three months for your clients to pay. Bridge the gaps with immediate cash flow so you can continue to grow and improve your business.
That's me
Flexent Freight Funding offers factoring services to trucking companies.

Trucking

The trucking industry is a crucial part of the economy, and carriers need access to cash to purchase fuel, in order to keep their trucks on the road and keep supplies flowing.
That's me

What our clients say

A Fantastic SolutionJohn Marshal, Atlantic Coast Electrical Supply
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For the size we were, and the risk of how we started our company, it was a fantastic solution and a great relationship.
Flexent stepped inKevin Donnelly, Speedwire
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Flexent stepped in to make sure you had the cash to make all of this happen.
They did anything they could to helpRuss Izzo, TruMedic
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They bent and twisted their program whenever I needed. I reached out to them and they did anything they could to help.
Right next doorTony Wiggins, Visual Solutions Distributing
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I've never had a better banking relationship. They felt like they were right next door to my business.

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Speak with an experienced team member who can help you achieve your goals.

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Flexent is a wholly owned subsidiary of Chesapeake Bank. we believe that all businesses deserve financing that gives them greater opportunity to grow.

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