Cash Flow when your business needs it
Accounts Receivable Financing & Asset Based Lending
Let’s talk
I’m new to factoring
Are You a
Turnaround
Company?
Did a onetime occurrence hurt your balance sheet and now you’re unable to qualify for a traditional line of credit?
Do you have Slow Paying Customers?
Do your customers insist upon payment terms of 30, 60, or 90 days? Are those terms bottle necking your potential?
Are You a
High Growth
Company?
Are you growing faster than your credit line can keep up? Are you passing up on opportunities because you don’t have the capital?
Are You a
Startup?
Got a great idea, but traditional lenders are asking for two years of tax returns?
Are You a
Turnaround
Company?
Did a onetime occurrence hurt your balance sheet and now you’re unable to qualify for a traditional line of credit?
Do you have Slow Paying Customers?
Do your customers insist upon payment terms of 30, 60, or 90 days? Are those terms bottle necking your potential?
Are You a
High Growth
Company?
Are you growing faster than your credit line can keep up? Are you passing up on opportunities because you don’t have the capital?
Are You a
Startup?
Got a great idea, but traditional lenders are asking for two years of tax returns?
How We Help
Accounts Receivable Financing
Do you have cash tied up in outstanding invoices and receivables? We custom tailor our invoice financing solution to fit your needs. With straight forward pricing, and personalized service, we are your cash flow partner, here to help you achieve your goals.
Learn more
Asset Based Lending
Do you have accounts receivable or inventory constraining your cash flow? With our flexible asset-based lending solution, you can use your receivables and inventory as collateral to finance your business’ growth.
Learn more
Freight Factoring
Whether you’re an owner operator or a fleet owner, our cost effective and easy to use solutions can help you achieve your goals. Keeping supply chains moving is crucial to maintaining a healthy economy, and we recognize the role that every carrier plays.
Learn more
Industries We Help
Don’t see your industry listed, but still facing cash flow challenges? Give us a call! We still serve other industries and sectors. Even if we’re not a fit, we can point you to someone who is.
Staffing
Manufacturing
Wholesale & Distribution
Trucking
Government Contractors
IT Consulting
82% of businesses face cash flow challenges,
what’s your story?
The Community Bank Difference
Low Cost: Being a subsidiary of Chesapeake Bank means that we can offer you more competitive ratesPersonal Service: You’re a partner, not just a customer.Secure: Your data is securely handled in adherence to banking standards.
124 Years
of community banking
1000+
US businesses served
28+ Years
serving businesses
$500M+
funded annually
What our clients say
A Fantastic SolutionJohn Marshal, Atlantic Coast Electrical Supply
For the size we were, and the risk of how we started our company, it was a fantastic solution and a great relationship.
Flexent stepped inKevin Donnelly, Speedwire
Flexent stepped in to make sure you had the cash to make all of this happen.
They did anything they could to helpRuss Izzo, TruMedic
They bent and twisted their program whenever I needed. I reached out to them and they did anything they could to help.
Right next doorTony Wiggins, Visual Solutions Distributing
I’ve never had a better banking relationship. They felt like they were right next door to my business.
Schedule a Consultation
Speak with an experienced team member who can help you achieve your goals.