PRODUCTS & SERVICES
A More Flexible Approach to Working Capital
Flexent isn’t like traditional lending. Flexent doesn’t provide money based on what you currently own or what you’ve done in the past, but rather provides money based on what you have happening in the future. It’s perfect if you’re in need of:
Quick access to cash
Competitive rates
Flexible draw amounts
Less restrictive financing

Accounts Receivable Financing
If you have outstanding invoices, you can get cash in quickly by using the strength of your invoices. Once you are approved for the program, send Flexent an electronic copy of your invoices and we’ll advance you cash (80%-90%), usually within 24 hours. We’ll provide online access to reports of invoices funded and payments received. Once payment is received in our lockbox, the reserve amount is released back to you on a regularly scheduled basis, less any accrued fees.
If you have outstanding invoices, you can get cash in quickly by using the strength of your invoices. Once you are approved for the program, send Flexent an electronic copy of your invoices and we’ll advance you cash (80%-90%), usually within 24 hours. We’ll provide online access to reports of invoices funded and payments received. Once payment is received in our lockbox, the reserve amount is released back to you on a regularly scheduled basis, less any accrued fees.
Benefits
Benefits
Get quick access to cash: Even if your financial statements don’t meet traditional bank requirements
Flexible amounts: No need to finance all your invoices
Keep your equity: No need to give up equity in your company
Fewer restrictions: You don’t have to deal with the limitations of traditional factoring or equity financing
Backed by a bank: Flexent is backed by Chesapeake Bank, an FDIC insured institution
Get quick access to cash: Even if your financial statements don’t meet traditional bank requirements
Flexible amounts: No need to finance all your invoices
Keep your equity: No need to give up equity in your company
Fewer restrictions: You don’t have to deal with the limitations of traditional factoring or equity financing
Backed by a bank: Flexent is backed by Chesapeake Bank, an FDIC insured institution



Asset-Based Lending
Asset-Based Lending
By borrowing against the strength of your invoices and inventory, we can advance businesses 80% to 90% of accounts receivable and up to 50% of that amount on inventory (for needs of $500,000-$4 million plus).
By borrowing against the strength of your invoices and inventory, we can advance businesses 80% to 90% of accounts receivable and up to 50% of that amount on inventory (for needs of $500,000-$4 million plus).
Benefits
Benefits
Get quick access to cash: With a true Asset Based Loan
Competitive rates: Help you save on interest and fees
Keep your equity: No need to give up equity in your company
Flexible draw amounts: Only access what you need — no need to give up equity in your company
Get quick access to cash: With a true Asset Based Loan
Competitive rates: Help you save on interest and fees
Keep your equity: No need to give up equity in your company
Flexible draw amounts: Only access what you need — no need to give up equity in your company